Software Engineer - Credit - Plaid

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Hybrid

The CRA Foundations Team (CRAFT) is responsible for architecting the technical foundations for Plaid’s CRA entity. This team works closely with product and legal to think through future CRA product requirements and compliance constraints, translating those inputs into the scalable platform from which CRA products can be launched.

On our mid-term horizon there are a number of opportunities to expand the ways in which Clients leverage Plaid’s products, in particular those offered via the CRA entity. By offering products through our CRA, we can deliver a holistic view of a user’s credit profile by composing various data streams with deep data insights that Plaid can uniquely offer. We especially see opportunities to move further “up funnel” in the lending lifecycle, to build highly efficient products with huge TAM and revenue opportunities.

You will be responsible for working full-stack to plan, design, and build the next generation of Credit products. You’ll work closely with cross-functional partners from Product, Legal, and Design to deliver new solutions for our Clients. You’ll have opportunities to learn new technologies and languages, and to be a project owner as we explore ambiguous problem spaces.

Last updated: 5 hours ago

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