Financial Crimes Consumer Lead - Stripe

Who we are

About Stripe 

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The EMEA Financial Crimes team is a Second Line of Defense team responsible for understanding and mitigating financial crimes risks across our EMEA markets. The Investigations function within this team is responsible for regional oversight of operational investigations, investigating complex financial crime issues, collaborating closely with global Complex and Intelligence investigations teams, and mitigating identified financial crime risk in the region. In addition, this team is responsible for partnering with financial partners and law enforcement to better prevent and respond to financial crimes.

What you’ll do

We are looking for a financial crimes expert to join the EMEA Investigations team to take the lead on Consumer investigations, drive process development, manage financial crimes deliverables for the Consumer program, and implement complex investigative approaches and nuanced risk mitigations. You will be directly responsible for understanding financial crimes risks through in-depth investigations and Consumer projects covering multiple financial crimes risk areas, inclusive of anti-money laundering (AML), counter-terrorism financing (CTF), fraud, and sanctions. In doing so, you will confront complex issues, emerging and novel typologies, and significant ambiguity. The right person for this role will enjoy dealing with this puzzle, seeking creative solutions, and moving quickly while ensuring comprehensive results. 

Responsibilities

• Lead Consumer Financial Crimes investigations matters and related program monitoring, project deliverables and development in EMEA 
• Oversee various financial crimes programs within the investigations and Consumer space, coordinating with global Financial Crimes and cross-functional teams to ensure program effectiveness
• Conduct a wide variety of investigations covering financial crimes risks areas, and own reporting of this activity through Suspicious Activity Reports (SARs) and Suspicious Transactions Reports (STRs)
• Drive complex intelligence investigations and analytical work streams for the EMEA region in collaboration with global teams
• Demonstrate sound judgment and an ability to navigate complex high-risk cases for which the correct decisions are not immediately clear
• Proactively partner with law enforcement agencies regarding complex, high impact, or emerging typologies
• Present investigative findings, coherent risk analyses stemming from findings, and recommended risk mitigations and metrics to a wide variety of internal and external stakeholders
• Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• A minimum of 5 years experience in investigative and program development roles within  financial crimes, AML, risk, fraud, research, or a related field
• Deep understanding of financial technologies, inclusive of payments, cryptocurrency, and consumer products
• Strong knowledge of Ireland and UK AML regulations, as well as local EMEA and OFAC Sanctions regulations
• Strong stakeholder and project management skills, including effective communications and dynamic problem solving
• Excellent research and writing skills
• Ability to synthesize large amounts of information, including transaction data
• Ability to work efficiently and independently in a fast-paced environment
• Ability to handle sensitive matters with discretion

Preferred qualifications

• ACAMS, ACAMS CGSS or ACSS Certification
• Excel or SQL abilities
• Familiarity with MacOS and Google products
• Technical curiosity and an interest in evolving financial crime compliance trends
• Foreign language fluency, especially fluency in French, German, Spanish, or Russian

Last updated: 2 hours ago